Floorrise.in http://www.floorrise.in Tue, 10 Dec 2019 10:43:24 +0000 en hourly 1 http://www.floorrise.in/wp-content/uploads/2017/08/cropped-Logo-Icon-32x32.jpg Floorrise.in http://www.floorrise.in 32 32 How to reduce Interest on your Home Loan http://www.floorrise.in/home-buying-guide/how-to-reduce-interest-on-your-home-loan/ http://www.floorrise.in/home-buying-guide/how-to-reduce-interest-on-your-home-loan/#respond Tue, 15 Oct 2019 10:41:29 +0000 http://www.floorrise.in/?p=2805

Your Dream Home…..got it.

Now the main concern is to find the best loan provider with the best Interest rate to fit in your budget.

There has been a reduction in the interest rates recently. A little difference in the interest rates offered will make a great difference for you since it is a huge investment.
Now ways to reduce Interest on your Home Loans –

Short Term Home Loan
Although, going for a shorter duration will increase the EMI amount, this will certainly ensure that your principal amount is paid off much earlier. Since, interest rates are calculated on principal amount, payment of principal amount earlier will help in marginal reduction of absolute interest to be paid as well.

Pay Extra Amount Annually

Once you are appraised annually by your company, increase the amount you pay EMIs or bulk payment for your home loan as well. This will reduce the principal amount and of course the interest on your loan.

Pay Extra EMIs

Well, it may seem to be a little difficult, but try paying extra EMIs if you really want your loan to be clear earlier than you expected. Paying EMIs with extra amount will also help in reduction of your principal amount and thus the interest in turn.

Get Your Home Loan Refinanced
Keep an eye on the interest rates prevailing in the market. You may come across loans with lower interest rates offered to you by the current lender. This is when you can switch to another bank for home loan. However, before switching to another lender, you must check all the terms and conditions attached to it. Make sure that savings accrued from a lower rate of interest are not lower than the cost of switching to a housing loan provider, with lower interest rate.

If you think of above points before and after availing the Home Loan you will able to save a huge amount of interest on your Home Loans for sure…..

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Vastu Shastra – West facing Homes http://www.floorrise.in/home-culture/vastu-shastra-west-facing-homes/ http://www.floorrise.in/home-culture/vastu-shastra-west-facing-homes/#respond Tue, 10 Sep 2019 10:22:51 +0000 http://www.floorrise.in/?p=2799

It’s a common myth that west-facing homes are not as auspicious as north and east-facing homes. The first and second choices for homes are north and east-facing doors with West being the third-choice.

A west-facing home can be as equally prosperous as other homes, provided you follow certain Vastu Shastra principles. Here, in this post, we take a look at the advantages of choosing a west-facing unit and the Vastu guidelines to follow for west-facing homes.

What Vastu Shastra tell about West-Facing Homes?

According to the actual principles of the ancient science of Vastu Shastra – all homes be it north, east, west or south-facing are all considered equally auspicious, provided you follow the right design principles based on Vastu Shastra.

The direction of the house doesn’t matter according to Vaastu Shastra. It all depends on the location of the main entrance or the door of the house.

The Benefits of Living in West-Facing Homes

According to Japanese home design philosophies, homes that have west-facing doors have a sense of youth and exuberance. It is believed that west-facing doors let in energy into the home. This is why in Japan – all traditional Geisha homes have the main doors facing the west.

It is believed that people who live in west-facing homes are likely to be prosperous and have plenty of friends. They won’t have any enemies and will be loved by all at their workplace, in personal relationships, and social situations.

West-facing homes are ideal for people who are in the following professions – politicians, teachers, religious leaders, and businesspeople.

Tips for Vaastu design for West Facing Homes

As mentioned above, it’s the entrance of the house that matters more. According to Vastu Shastra, in a west-facing home, the main door or the entrance of the house can be located in any of the four padas – 3rd, 4th, 5th or 6th.

Here’s a simple explanation of what are padas. Imagine the west side of your home as a straight line running from North West to South West. Divide it into nine equal parts. The first segment in the north-west is the 1st pada, and the last segment in the South West is the 9th pada.

The main door or entrance of the house should be positioned in any one of the following padas (or segments) to reap the benefits of Vastu Shastra – 3, 4, 5 or 6.

  • Padas (or segments) 3,4,5, or 6 are the best-suited locations to place the entrance or the main door of a west-facing home.
  • If you cannot position the entrance in the above padas, then you can place it in padas 1 or 2. While this may not give as good Vastu vibes as placing the door in the padas 3,4,5 or 6, it won’t give you negative vibes as well.
  • However, remember that the padas 7,8,9 are not considered auspicious according to Vastu Shastra and avoid placing the main door of your west-facing home in these segments at all costs.

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Property Cards to Flat Owners (New Rule) – Maharashtra Land Revenue Code, 1966. http://www.floorrise.in/govt-policy/property-cards-to-flat-owners-new-rule-amendment-maharashtra-land-revenue-code-mlrc-1966/ http://www.floorrise.in/govt-policy/property-cards-to-flat-owners-new-rule-amendment-maharashtra-land-revenue-code-mlrc-1966/#respond Fri, 30 Aug 2019 07:49:12 +0000 http://www.floorrise.in/?p=2753

The government of State of Maharashtra has decided to provide property cards to flat owners that will grant them ownership title of their property. The decision was taken in the state cabinet meeting. The cabinet has approved rules that will allow the state to provide ownership rights of vertical properties.

The state issues property cards for urban areas and 7/11 extracts for rural areas that define the ownership rights of an individual or multiple people, but there is no document available that proves ownership of the Individual who owns a flat in the building being constructed on any Land.

The state revenue department of Maharashtra Government decided to bring the – ‘Maharashtra Land Revenue Record of Rights and Registers for Apartments and Buildings Rules,’ under the Maharashtra Land Revenue Code (MLRC), 1966, which enables the state to provide a property card for flat ownership”.

This move will also help to prevent property related frauds. The property card will also help local bodies to charge taxes to flat owners. Also, the local bodies will have a clear idea about ownership along with area of such flats to determine taxes and other charges.

Maharashtra individually have around lakhs of property cards for urban areas and in Crore 7/12 extracts which used to keep the records of rural areas. The problem of vertical properties was main in the stream line that it should have no record for an individual but with this amendment by the State government will also create individual interest in such land where he holds his flat or commercial office or shop. Like Maharashtra State Government the other state government will also adopt such amendments in their respective states.

We at Floorrise give a best fit project in and around pune, so please if you have any information required, please feel free to get in touch with us. 

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Prelaunch Project by Puravankara in Bavdhan Pune – Purva Zephyr http://www.floorrise.in/pune-real-estate/prelaunch-project-by-puravankara-in-bavdhan-pune-purva-zephyr/ http://www.floorrise.in/pune-real-estate/prelaunch-project-by-puravankara-in-bavdhan-pune-purva-zephyr/#respond Mon, 15 Jul 2019 12:39:34 +0000 http://www.floorrise.in/?p=2733

Since its inception in 1975, Puravankara has believed that there is only one mantra for success: Quality. This credo combined with uncompromising values, customer-centrality, robust engineering and transparency in business operations, has placed it among the ‘most preferred’ real estate brands in both residential and commercial segments. 

The Company has grown from strength to strength, having successfully completed 48 residential projects and 2 commercial projects spanning upto 23.54 million square feet (PPL’s economic interest –20.93 msft). Currently it has 24.87 million square feet / 17,895 units (PPL’s economic interest – 22.03 msft/ 16,188 units) of projects under development, with an additional 22.73 million square feet(PPL’s economic interest – 18.98msft) in projected development. An ISO 9001 certification by DNV in 1998 and a DA2+ rating by CRISIL are testaments to Puravankara

Purva Zephyr: Bavdhan Pune

Puravankara Limited launching their new project Purva Zephyr. Purva Zephyr is located in Bavdhan Pune at a prime location. This project consists of 2.5 BHK and 3.5 BHK apartment. Purva Zephyr has all the world class unique amenities to fulfil your requirements & needs. The New Launch Project by The Developer will be delightfully Designed and very much Planned. Puravankara Zephyr – Purva Zephyr – Welcome to the universe of things to come.

Purva Zephyr will be an interesting advancement that will offer distinctive arrangement of extensive 2.5 BHK and 3.5 BHK loft. Purva Zephyr 4 Acres of Land Parcel with three Tower and Number units 230 Size 2.5 bhk 850 square feet usable floor covering region 3.5 bhk 1100 square feet .

Main USP of Project –


Purva-Zephyr – Residential Project by Puravankara Ltd in Bavhan within the Pune Municipal Corporation Limit.

We at Floorrise give a best fit project in and around pune, so please if you have any information required, please feel free to get in touch with us. 

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Belmac Riverside Panvel – Residential Project in Panvel http://www.floorrise.in/home-buying-guide/belmac-riverside-panvel-residential-project-in-panvel/ http://www.floorrise.in/home-buying-guide/belmac-riverside-panvel-residential-project-in-panvel/#respond Sat, 15 Jun 2019 10:50:08 +0000 http://www.floorrise.in/?p=2711

Connecting Dreams and Reality

EXCELLENT CONNECTIVITY – Not only located at a picturesque landscape, Belmac Riverside is just 2 kms away from Panvel Railway Station. With close proximity to Navi Mumbai and Mumbai, Panvel is also a short car ride away from the popular holiday destinations like Kalavantin Durg and Pandavkada Falls, everything here is in the vicinity.

LAVISH AMENITIES – With more than 20+ World Class Amenities in and around your doorstep, Belmac Riverside truly promises you a lifestyle blended with health, happiness and success. Truly a place to Rejuvenate, A place to connect, A place to LIVE!!

1,20,000 SQ FT OF OPEN SPACES – With 1,20,000 sq. feet of Open Spaces and 3 side Open Apartments, Belmac Riverside seems to be a new world in its own! To add on, the scenic beauty and river touch advantage is truly a treat to the eyes, every single moment.

Project by – Supreme Holdings & Hospitality I. Ltd

Established in 1982, supreme went on to become a public-listed company in june 1995. Over the years, supreme and various other companies of the jatia group have had a turnover of over 2000 crore. The group has diverse business interests in 5-star hotels, real estate development (including land bank acquisition), trading and manufacturing.

Belmac Residences – Residential Project in Kalyani Nagar Annex, Pune by Supreme Holdings & Hospitality I. Ltd.

We at Floorrise give a best fit project in and around pune, so please if you have any information required, please feel free to get in touch with us. 

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Security Measures for Housing Projects http://www.floorrise.in/home-buying-guide/security-measures-for-housing-projects/ http://www.floorrise.in/home-buying-guide/security-measures-for-housing-projects/#respond Fri, 10 May 2019 10:36:29 +0000 http://www.floorrise.in/?p=2707

Residential projects are coming up with many developers with the Stand alone building to Town ship projects across all developing cities in India. Property end users and also the property investor’s now a days preferred to invest their money in Apartments or Housing projects rather than Row houses individual houses or plots.

With rapid development in all sector’s the rate of crime also increased in all the major cities & due to such individuals first preferer the security of his or her family. So offering from developers like word class amenities & 4 tire securities they preferred the gated community projects.

Now in some old projects there are not provided such security majors, but we the Society members can implement the same to secure ourselves……

Security Measures –

24 X 7 Security Guard at Entry & Exit Gates – This is one of the basic security measures that need to be implemented. The security guards can be changed in shifts, to ensure complete security at all times.

Digital Surveillance with Night View – CCTV cameras, or other computable cameras can be installed at strategic points to keep a track of what is happening or in case of any misdoings, the guards can reach the scene of action immediately.

Visitors Record in datails – A proper track of the visitors/vehicles entering/leaving the society should be kept. Everything right from the entry time, vehicle no., to the exit time should be kept for future records.

Intercom System – Installing intercom systems in the houses will add to the security measures implemented in the society. The intercoms can be used to communicate with unidentified people without giving them access to the house. Installing peepholes on the door are another basic security measure.

We at Floorrise give a best fit project in and around pune, so please if you have any information required, please feel free to get in touch with us. 

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Residential Project in Kalyani Nagar Annex – Belmac Residences http://www.floorrise.in/pune-real-estate/residential-project-in-kalyani-nagar-annex-belmac-residences/ http://www.floorrise.in/pune-real-estate/residential-project-in-kalyani-nagar-annex-belmac-residences/#respond Mon, 22 Apr 2019 08:00:16 +0000 http://www.floorrise.in/?p=2622

BELMAC Residences an exceptional gated community, its sleek design and innovative architecture ensures that you stay forever cocooned in spotless magnificence and serenity. Built to offer an idyllic lifestyle, it beautifully weaves together intelligent features and smart conveniences. Spread across 6 acres, it instantly transports you to a world that is built with you as its muse. Perfectly accommodating all your lifestyle aspirations, it offers a heightened lifestyle experience that is hard to ignore or replicate. Belmac Residences offers you a perfect apartment which fits in to your need.

Project by – Supreme Holdings & Hospitality I. Ltd

Established in 1982, supreme went on to become a public-listed company in june 1995. Over the years, supreme and various other companies of the Jatia group have had a turnover of over 2000 crore. The group has diverse business interests in 5-star hotels, real estate development (including land bank acquisition), trading and manufacturing.


  • 2, 3, 4 BHK Apartments

Features & Amenities


  • 1,60,000 sqft of Landscaped garden with pergolas, seating areas, jogging track, connecting bridges, water bodies, etc.
  • Stage for multipurpose activities.
  • Day Care Center with outside soft pad and monkey bars.
  • Games Room for senior citizens with card table.
  • Games Room for kids with carom, pool table, table tennis, chess.
  • Business Center with conference room and workstations.
  • Library.


  • Society office.
  • Health care center (with steam, sauna, Jacuzzi, shower area, etc.) for Male & Female.
  • Spa/Massage Rooms.
  • Squash court.
  • Banquet hall with outdoor garden spill over.
  • Full Swimming pool with pressure jets and seating inside with separate baby pool.
  • Gymnasium.
  • Party lawn.
  • Hydroponic Farm to feed the community healthy and nutritious super foods.
  • All Day coffee shop & juice bar.


  • Garbage Chute
  • Double height AC Entrance lobby with 24×7 security desk.
  • 2 nos dedicated High Speed Elevators for Guests & 1 nos Service elevator for each building.
  • Iconic lighting for Façade and landscape.

We at Floorrise give a best fit projects in and around pune, so please if you have any information required, please feel free to get in touch with us.

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Home Decor Ideas http://www.floorrise.in/home-culture/home-decor-ideas/ http://www.floorrise.in/home-culture/home-decor-ideas/#respond Fri, 15 Mar 2019 11:37:40 +0000 http://www.floorrise.in/?p=2618

Arrange your home with some creative ideas which make your home the Dream Home…..

1. Wall Paint: While choosing a paint colour for walls use different colour combinations to add extra vibrant in the overall look and feel. Pick one shade darker or bolder than what you feel is safe. Go out of your comfort zone, and you may be pleasantly surprised. Painting is inexpensive and easy to apply, so experiment.

2. Lighting: This one is again interesting decorative idea because lights entirely change the look and feel of a specific area. Put various shapes and colour bulb to the ceiling and walls which add extra importance to particular area or space in your house.

3. Decorative Furniture: It’s easy to buy a complete matching living room or bedroom furniture set from one store. But try experimenting, buy the unique from different stores and arrange them in an interesting way to add more value to it.

4. Collection: Buy few unique decorative pieces and places them in various corners of the house or try easy DIY decorative designs and place them on the wall or between the corners can also be a great and creative idea.

5. Room Arrangements: Arrange sofa, dining table, coffee table, chairs, wall paintings, wall photos in different angle and position to see the difference on how does it look and place them in a position where it looks best out of other options
 6. Wall Pictures: Give extra attention while decorating walls with pictures. In personal room hang huge couple’s or family photo of many favourite memories together. In living room and kitchen frame beautiful painting on walls.

7.Do not make it Crowded: Cleaning and maintaining lots of collection in a house is a tricky task. Keeping it minimal and instead of stuffing every space of house keep some space empty in your house. In a room, decorate one or two walls rather than all walls that make it look messy.

8. Gardening: Place few decorative pots and grow some green plants, Colourful flowers, fragrance plants, in your balcony which makes you feel you living in between nature. Plantation in home is always good idea to decorate house balcony along with the entrance.

We at Floorrise give a best fit project in and around pune, so please if you have any information required, please feel free to get in touch with us.

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GST Positive Impact – Leads to drop in prices in Real Sector http://www.floorrise.in/uncategorized/gst-positive-impact-leads-to-drop-in-prices-in-real-sector/ http://www.floorrise.in/uncategorized/gst-positive-impact-leads-to-drop-in-prices-in-real-sector/#comments Tue, 26 Feb 2019 05:59:30 +0000 http://www.floorrise.in/?p=2549

On February 24, 2019: To boost demand in the real estate sector, the GST Council, on February 24, 2019, slashed tax rates for under-construction flats to five per cent and affordable homes to one per cent, effective April 1, 2019. Currently, the Goods and Services Tax (GST) is levied at 12 per cent with input tax credit (ITC) on payments made for under-construction property or ready-to-move-in flats, where the completion certificate is not issued at the time of sale. For affordable housing units, the existing tax rate is eight per cent.

In the 33rd GST Council meeting held on 24th February, 2019, GST Council slashed the GST rates on under-construction property as follows: 

  • Effective GST rate of 5% without ITC on residential properties outside affordable segment
  • Effective GST of 1% without ITC on affordable housing properties

The Council also expanded the definition of affordable housing for the purpose of availing of GST benefits, to those flats costing up to Rs 45 lakhs and measuring 60 sq metres carpet area in metros (Delhi-NCR, Bengaluru, Chennai, Hyderabad, Mumbai-MMR and Kolkata) and 90 sq metres carpet area in non-metros. “We have adopted twin definition of affordable housing, on the basis of carpet area and cost. We have expanded the definition of affordable housing, so that aspiring people can buy slightly bigger (houses), so 60 sq metres carpet area in metros and 90 sq metres outside the metros, which approximate translates to a two-bedroom house in a metro and a possibly three-bedroom house in non-metros. This will come into effect from April 1, 2019,” Jaitley said. While this announcement of lower rate effective April, 1 2019 had brought rejoice for the real estate sector, one should not turn a blind eye to the complications with respect to the said amendment. Under this amendment, builders will not be able to avail and utilize ITC while discharging GST at lower rates. 

We at Floorrise give a best fit project in and around pune, so please if you have any information required, please feel free to get in touch with us.

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Under-construction Units – may see GST rate cut off http://www.floorrise.in/govt-policy/under-construction-units-may-see-gst-rate-cut-off/ http://www.floorrise.in/govt-policy/under-construction-units-may-see-gst-rate-cut-off/#respond Fri, 04 Jan 2019 11:32:09 +0000 http://www.floorrise.in/?p=2497

The GST council having their meet on January 10 to discuss lowering down GST on under construction Apartments and houses up to 5 per cent, also hiking exemption threshold for small and medium enterprises.

The GST council setting on 10th of January 2019 for their 32nd meeting, which will be chaired by Finance Minister Arun Jaitley and comprises their state counterparts. After the recent council meeting, Mr. Arun Jaitley said that on the next meet would be consider rationalisation of tax rates on residential properties. And also, he added that raising the threshold limit for MSME’s from the current 20 Lakh rupees.

As per reports, the GST council is likely to consider lowering GST on under construction flats and houses by 5 per cent, if the same happen it will be a positive move from the council and to increase in the sales ratio of real estate sector.

Currently, the Goods and Services Tax (GST) is levied at 12 per cent on payments made for under construction property and to ready to move in apartments where completion certificate has not been issued at the time of sale.

Let’s hope for the positive move by GST Council from the buyer’s & real estate sector’s view.

We at Floorrise give a best fit project in and around pune, so please if you have any information required, please feel free to get in touch with us.

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